Open a Business Savings Account

Smart doesn’t have to mean complicated.
Opening a Business Savings Account is a great way to help grow your business. All you need to do is fill out an online application, then fax us a few required documents. Read on to learn which documents you’ll need to supply.

BEFORE filling out the application…
You will need:

• Your Business Employer Identification Number (EIN) or Social Security Number (SSN) for Sole Proprietors
• Your Personal Social Security Number
• Your existing business checking account and routing number  

Click the ‘Open Now’ button below to apply online. If you are an existing ING DIRECT Customer, enter your Customer Number and Login PIN when prompted, and we will automatically import any information that you have already supplied.

Note: If you open a business account with more than one authorized signer, you will both use your own unique Customer Numbers to access the same account. Rest assured, other authorized signers will not be able to view your personal information, including any other ING DIRECT accounts you may have.

Important information

• There is a 10 business day hold before initial deposits can be transferred back to your linked business checking account. After this hold has expired, all future deposits are subject to a 5 business day hold.
• You may grant account access to an additional two people associated with your business either during the application process or after your account has been opened.

AFTER filling out the application…
Before your account can be approved, you have 60 days to provide us with a few required documents. Choose your business type from the table below to see what documents are needed.  

Don’t worry – we’ll give you a checklist of the required documents and tell you where to send them after you fill out your application.

SOLE PROPRIETORSHIP ALL of the following are required: After you have opened your account online, you must complete these documents and fax them to 1-866-487-7480 or email them to bizdocs@ingdirect.com to complete the account opening process. Resolution Form Proof of Existence Document (See options on the right) Voided Check with the Exact Business Name Preprinted ONE of the following is required: Copy of Current Business or Occupational License -or- Copy of Current Tax Registration Certificate, Permit or Declaration for any State or Local Tax, for example: Sales Tax Use Tax Excise Tax Gross Receipts Tax Documentary Stamp Tax -or- Copy of Fictitious or Assumed Name Certificate. Also known as: Trade Name Registration DBA (Doing Business As) Registration Fictitious Name Statement Statement of Trade Name PARTNERSHIP ALL of the following are required: After you have opened your account online, you must complete these documents and fax them to 1-866-487-7480 or email them to bizdocs@ingdirect.com to complete the account opening process. Resolution Form Proof of Existence Document (See options on the right) Voided Check with the Exact Business Name Preprinted ONE of the following is required for a Limited Partnership: Copy of Certificate of Limited Partnership. Also known as: Statement of Limited Partnership Limited Partnership Registration Statement -or- Copy of Certificate of Good Standing. Also known as: Certificate of Existence Certificate of Status   ONE of the following is required for a General Partnership: Copy of Partnership Agreement. Also known as: Operating Agreement Deed of Partnership -or- Copy of Current Business or Occupational License -or- Copy of Current Tax Registration Certificate, Permit or Declaration for any State or Local Tax, for example: Sales Tax Use Tax Excise Tax Gross Receipts Tax Documentary Stamp Tax -or- Copy of Fictitious or Assumed Name Certificate. Also known as: Trade Name Registration DBA (Doing Business As) Registration Statement of Trade Name Fictitious Name Statement CORPORATION ALL of the following are required: After you have opened your account online, you must complete these documents and fax them to 1-866-487-7480 or email them to bizdocs@ingdirect.com to complete the account opening process. Resolution Form Proof of Existence Document (See options on the right) Voided Check with the Exact Business Name Preprinted ONE of the following is required: Copy of Certificate of Good Standing. Also known as: Certificate of Existence Certificate of Status -or- Copy of Articles of Incorporation. Also known as: Certificate of Incorporation Certificate of Formation Charter LIMITED LIABILITY COMPANIES (LLC) ALL of the following are required: After you have opened your account online, you must complete these documents and fax them to 1-866-487-7480 or email them to bizdocs@ingdirect.com to complete the account opening process. Resolution Form Proof of Existence Document (See options on the right) Voided Check with the Exact Business Name Preprinted ONE of the following is required: Copy of Certificate of Good Standing. Also known as: Certificate of Existence Certificate of Status -or- Copy of Articles of Organization. Also known as: Certificate of Organization Certificate of Formation Articles of Formation NON-PROFIT ALL of the following are required: After you have opened your account online, you must complete these documents and fax them to 1-866-487-7480 or email them to bizdocs@ingdirect.com to complete the account opening process. Resolution Form Proof of Existence Document (See options on the right) Voided Check with the Exact Business Name Preprinted ONE of the following is required for a Non-Profit: IRS Determination Letter -or- Completed and signed IRS Form 1023 -or- Form 501(c)(3) -or- Copy of Certificate of Good Standing. Also known as: Certificate of Existence Certificate of Status -or- Copy of Articles of Incorporation. Also known as: Certificate of Incorporation Certificate of Formation Charter -or- Copy of Current Constitution or other governing document (Articles of Association, Declaration of Organization, etc)

Then what?
We’ll contact you when your account is open and ready or if we need further information. In the meantime, you can log in to your account to check your status, or visit our FAQ for answers to common questions.